• No Income No Asset verification w/ 720+ credit scores at conforming prices. (Fast and Easy)
• 104% financing with 3% seller assistance in closing costs
• Owner Occupied 95% financing with credit scores as low as 620.
• No hassle Small Business Loans.
• FHA and VA government loans.
• Commercial Loans mixed use and straight commercial with and without income verification
• We offer low cost bi-weekly programs to save you even more money
• The Product and Program list is virtually endless. Email or call us today to review your particular needs.

Rates change daily. Please click on rates for a very brief listing of some of our prices today. However, please keep in mind that most all products/programs are priced using several criteria's based on credit quality, Loan to value ratio of the properties market value, etc. Please call our office at 610-439-2166 or 570-622-7273 or 866-94-FCEGI or email us for a custom rate quote that's just right for your individual needs. Ask about our complimentary loan proposal to see exactly how much we can save you over the term of your loan, or in your monthly payments.

Why Use A Mortgage Broker?

A mortgage broker is an independent real estate financing professional who specializes in the origination of residential and/or commercial mortgages.

Mortgage brokers have the ability to obtain the best possible rate for your situation by shopping all approved lenders. Since the broker works with many different national lenders they are not forced to recommend one set of loan programs to you but can seek out many different options that are offered. Brokers do the loan shopping for you. When you apply for a loan with a mortgage broker you are effectively applying for a loan with all the lenders the mortgage broker is approved with.

Mortgage brokers obtain rates at wholesale. It costs no more to do business with a mortgage broker. In fact, independent surveys have shown that in many cases the fees charged by a broker are less than if the borrower went directly to the lender. In most cases, the interest rate is lower as well.

When working with a mortgage broker only one credit report is used. If you were to apply to multiple lending institutions for a mortgage, each lender would do a credit check. This may lower your credit score. A lower credit score could mean you might not qualify for the best interest rate possible with any lender.

A mortgage broker deals exclusively with mortgages. By combining professional expertise with access to many different wholesale lenders and hundreds of loan products, a broker provides consumers the most efficient and cost-effective method of offering home financing options while still providing individualized attention tailored to the consumer's needs and wants.

A mortgage broker represents you in obtaining financing that best fits your specific financial goals.